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A golden retriever

How much does a golden retriever cost?

A golden retriever costs about £3,741 in the first year and £1,888 a year after that, or about £24,509 over a typical 12-year life. Change any figure to fit your dog.

1Your dog
Getting a
Girl or boy?Spaying a girl costs more than neutering a boy
2Buying and setting up
3Every month
4Care while you’re out or away
More options
Needs a groomer?Poodle crosses like cavapoos need regular clips
Neuter or spay?
Results update as you type
Your dog’s first year
£0
Each year after that£0
A month after year one£0
Over its life, about 14 years£0
One-off costs in year one£0
See the full breakdown

Golden retriever at a glance

Adult weight25 to 34kg
SizeLarge
Typical lifespanAbout 12 years
GroomingBrushing at home; no regular groomer
HealthSome known breed problems

What a golden retriever costs

First yearIncluding a £1,000 puppy, kit, vaccinations, spaying and training£3,741
Each year after£1,888
A month, after year one£157
Over about 12 years£24,509
With a dog sitter 3 days a weekAt £90 a week+£4,680 a year

These assume a girl puppy, about £57 a month of mid-range dry food for a 29.5kg adult, a week of kennels a year and no daycare. The calculator above shows every line.

Health problems to know about

Golden retrievers are known to be prone to:

Ask the breeder for health test results for both parents. Not every golden retriever will have these problems, but they’re why insurance matters: a long-term condition can cost hundreds or thousands of pounds a year.

Insuring a golden retriever?

Look for lifetime cover with at least £7,000 a year for vet fees, and check what it says about hip and elbow problems.

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Next steps

Questions

How much does a golden retriever cost a month?

About £157 a month after the first year, for insurance, food, flea treatment, grooming, boosters and small vet bills. Daycare or a dog sitter is extra.

How much does a golden retriever cost in the first year?

About £3,741, including a £1,000 puppy price, kit, vaccinations, spaying, training, insurance and food. Breeders’ prices vary a lot, so put in yours.

How much is insurance for a golden retriever?

Our starting figure is £50 a month for lifetime cover for a young golden retriever, but quotes vary with where you live and the policy. Look for a vet fee limit of at least £7,000 a year.

How long do golden retrievers live?

About 12 years on average.

Compare with

Similar-sized breeds

Last checked: 1 November 2026

A guide, not veterinary, insurance or financial advice. The health problems listed are the best known for the breed; your dog may have none of them. What you type stays in your browser.